Comp Costs ? Part 1 - Heffernan Insurance Home Health Care

Owning or helping to operate a home health care agency, whether it?s for profit or not for profit, involves gaining some insight about workers? compensation costs. When claims get out of control, it?s time to re-evaluate. There are steps your organization can take to manage claims more efficiently, which could impact the cost.

Here are just a few to consider:

• Request a dedicated adjuster ? Home health care agencies with a small number to a large number of workers? comp claims may want to ask that one adjuster be dedicated to handling their claims. Of course, that adjuster may have other companies on his or her caseload. The benefits of working with one adjuster is that he or she will get to know your agency, types of claims, your return-to-work program, and preferred medical providers, which could expedite the handling of claims, thus lowering costs.
• Consider hiring a claims auditor ? Hiring an outside auditor to look at the way claims are filed and managed could help identify any weaknesses in the process that could be tweaked in order to improve the efficiency of claims handling.
• Maintain frequent communication with employees injured ? In order to prevent a claim from turning into a legal battle, it?s important to remain in communication with injured employees. Make sure there?s a process to enable efficient communication between you (the employer) and the employee. Answering employees? questions up front could prevent the fear that sometimes leads to hiring an attorney, and incurring even more costs for your home health care firm.

These are just a few ways to help lower home health care workers? compensation costs. Ideally, your agency should have and maintain a beneficial relationship with your workers? comp insurance provider. The insurance agents at Heffernan Insurance Brokers specialize in maintaining these types of relationships with their home health care, hospice, assisted living, nursing home, and senior care clients. Call to 800-234-6787 find out more.

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This entry was posted in Reduce Costs, Workers Compensation and tagged lower costs, Workers compensation by heffhomehealthcare. Bookmark the permalink.

Source: http://heffhomehealthcare.wordpress.com/2012/07/26/controlling-home-health-care-workers-comp-costs-part-1/

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